If you have gone through a bankruptcy, there is one more step you need to do to finish your case and get back on track. Update your credit report. We all know the importance of building and maintaining a proper credit report. We help attorneys and debtors fix errors on their credit reports. Don’t wait get started now.
-From the founders, Attorney Raef Granger and Attorney Daniel Craine; Rocketdog Reports.
Last Updated on January 21, 2015
This is the third and final article on the issue of not signing a reaffirmation agreement in your bankruptcy and the effect it has on credit reports. Part 1 can be found here and Part 2 here.
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The scenario: A debtor who filed for bankruptcy and never signed a reaffirmation agreement, but still makes payments, later learns that a lender will not extend credit because the credit report does not show those payments. (Example: this could happen when trying to get credit for a car loan or refinancing a home loan.) Typically this infuriates the debtor since they’ve kept up with their payments, which can lead to misplaced blame.
Continue reading The Reaffirmation Issue: Agreements and New Loans (Article 3 of 3)